Registrations & Support


Nidhi Company

Nidhi Company is an organization registered under the Companies Act, 2013, which has an exclusive objective of cultivating the propensity of thrift and speculation finances its members. Nidhi companies are permitted to take a deposit from its members and LOAN to its members only. Subsequently, the assets contributed to a Nidhi company are only from its members (shareholders) and utilized just by the financial specialists of the Nidhi Company.

Segment 406 of Companies Act 2013 and Companies (Nidhi Companies) Rules, 2014 represent Nidhi companies. A Nidhi company has been integrated with the following objectives:

  • Assimilating the propensity for thrift and reserve funds among its individuals
  • Getting and LOANing stores from/to its individuals for their shared advantage, which agrees to standards of Chapter XXVI of Companies Rules, 2014.

  • Nidhi means ‘treasure’. In the financial sector, however, it means any mutually beneficial society that has been notified by the center, which tries to cultivate the habit of savings among its members.

    Nidhi company is a class of NBFCs and RBI is empowered to issue bearings to them in issues identifying with their deposit acknowledgment activities. However, in acknowledgment of the way that these Nidhis manage with their financial specialist only, RBI has exempted the notified Nidhis from the core provisions of the RBI Act and other directions applicable to NBFCs. Subsequently, Nidhi Company is an ideal entity to take a deposit from and lend to a specific group of people.

    The companies doing Nidhi business are known under different names like Permanent Fund, Benefit Funds, Mutual Benefit Funds and Mutual Benefit Company. This type of a company is popular in the southern part of the country and is considered to be localized single office institutions. They are mutual benefit societies as their dealings are restricted to its members and the membership is limited. The source of funds for such a society is the contribution from its members. LOANs thus given out are at reasonable rates and most of the LOANs are for construction of house, or repairs. LOANs are generally secured.

    Ways To Help With Nidhi Company

    Capital Flow can do the Nidhi Companies registrations in 25-30 days in concern to Registrar of Companies (ROC) process

    Title Authorization & License

    For approval of name, we need minimum one and a maximum of six name choices which can be submitted to the government. The subject of availability, government processing time for 4 to 6 working days.

    Registration Of Nidhi Organization

    When we are providing a company name approval, incorporation documents must be submitted to the government at any cost along with an application for company registration for 5 to 7 days.

    DSC & DIN

    Digital Signature Certificate (DSC) and Director Identification Number (DIN) are mandatory for the proposed director of the one person company. DIN and DSC can be also be obtained by the proposed director within 4 to 6 working days.

    Benefits to Register A Nidhi Company


    Co-operative Management

    The Board members of the Nidhi Company can be easily exchangeable by doing small formwork with the Registrar of Companies. The Board members of a Nidhi company controls the entire activities of the Nidhi Company.


    Advance Scrutinize

    A Nidhi company being in under one person can have own enjoy and estrange property on its own name. No member can make any claim upon the property of the Nidhi Company as long as it is in advanced scrutinized.


    Successive Existence

    A company has 'ceaseless', meaning successive subsistence until it is officially dissolved. A company is also a separate constitutional person is forthright by the death or other departure of any member and continues to be in existence.


    Preferable Integrity

    A Nidhi company being in under one person can have own enjoy and estrange property on its own name. No member can make any claim upon the property of the Nidhi Company as long as it is in advanced scrutinized